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How Mobicred works

Mobicred is a simple & convenient credit facility that allows you to make one single monthly payment for all your purchases with a revolving credit limit - allowing you to spend whatever you re-pay.

RCS is a registered Credit and authorized Financial Services provider. NCRCP 38/ FSP 44481


Buy online at as normal.


At checkout, choose Mobicred as your payment method under the Peach Payments payment option.


Apply for a Mobicred account online, or existing customers sign in to your Mobicred account.


Get your Toughees order right away, and pay your Mobicred instalments when due.


How do I open a Mobicred account?

You can apply directly via the Mobicred website or by selecting Peach Payments at checkout on the Toughees website. After selecting Peach Payments at checkout, select Mobicred and follow the steps to create a new Mobicred account.

How do I purchase using Mobicred?

Simply add items to your online shopping cart as normal. Proceed to checkout and enter your contact information, preferred delivery method and shipping address. Click continue and select your preferred shipping rate. Click continue to payment and select Peach Payments from the list of available payment options. From here you'll be redirected to the Peach Payments portal. Select Mobicred. Existing Mobicred customers will be prompted to sign into their account. Once signed in, follow the steps to complete your order. Once approved, you will be redirected back to Toughees to complete your order. New Mobicred customers can apply online via the steps provided or by visiting the Mobicred website.

Can I return items bought?

Yes, of course. Returns and exchanges are welcome provided they meet the conditions set out in our Return Policy here.

How do I learn more about Mobicred?

You can click the find out more button on any product page for more information about Mobicred. Or, feel free to visit Mobicred for more information.

This information was correct at time of publishing. Toughees South Africa encourages all customers to read the terms and conditions as set out by Mobicred available at:

Ts & Cs apply. Mobicred is powered by RCS Cards, a registered Credit and authorized Financial Services provider. NCRCP 38/FSP 44481.